The average cost of a healthy pregnancy and childbirth is $6,940 with health insurance included. Note that these average birth costs assume there are no complications.
cost of birth.
Procedure Average cost
Vaginal Delivery $13,024
5 Hari Yang Lalu
Average birth costs and how to pay with health insurance
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The cost of having a baby involves more than just the birth itself. These costs also include regular check-ups, tests and prenatal care. According to FAIR Health data, the average cost of a vaginal birth is between $5,000 and $11,000.
in most states
The percentage of prenatal and maternity expenses that is covered depends on your insurance carrier and plan, but typically employee plans cover between 25% and 90% of the costs.
Nursery births and home births are typically less expensive than hospital births4 because no risky procedures are performed; Only low-risk parents are eligible.
It’s also important to note that your insurance company may not cover an elective caesarean without a medical reason due to the additional risk of complications for you, your baby, and future pregnancies. p>
Not only that, if you plan to have an epidural, the anesthetist may not be covered by your insurance. And they’re “notorious” for not having a network, says Donovan. She recommends asking for it during your call as well.
According to Fair Health data, the average cost of a vaginal delivery in most states is between $5,000 and $11,000. Caesarean numbers are higher, with prices ranging from $7,500 to $14,500.
If you want an epidural (which, to be honest, many women do), that’s another $2,132 on average. Prices vary greatly depending on where you live. The average cost for a cesarean nationwide is $3,382, plus $1,646 for an epidural, FAIR Health found. But this is only for your doctors, not for the hospital.
A normal pregnancy typically costs between $30,000 and $50,000 without insurance and an average of $4,500 with coverage. Many costs such as B. Tests that mothers at risk or those over 35 may choose to have are not fully covered by insurance. Plan to have at least $20,000 in the account.
In health insurance, maternity insurance covers up to 30 days before childbirth and 60 days after childbirth, hospital costs and childbirth costs, including costs before and after childbirth. In addition, the newborn is insured for 90 days.