According to the latest data from the US Department of Health and Human Services*, the national median cost of hospitalization for childbirth in the United States is $13,524 for delivery and maternal care and $3,660 for neonatal care. That adds up to $16,884.
In the US, the average cost of a vaginal birth is $13,024, including standard pre- and post-partum costs such as facility fees and doctor’s fees. A cesarean section (C-section) is much more expensive, averaging $22,646, including standard pre- and post-partum costs.
The cost of having a baby isn’t exactly cheap – at least in the United States. The average cost of a baby in the US with no complications during delivery is $10,808 – which can increase to $30,000 when prenatal and postnatal care is taken into account.
If you want an epidural (which, to be honest, many women do), that’s another $2,132 on average. Prices vary greatly depending on where you live. The average cost for a cesarean nationwide is $3,382, plus $1,646 for an epidural, FAIR Health found. But this is only for your doctors, not for the hospital.
The Truven Report put the uninsured cost of delivering a baby anywhere from $30,000 for an uncomplicated vaginal delivery to $50,000 for a cesarean.
Nursery births and home births are typically less expensive than hospital births4 because no risky procedures are performed; Only low-risk parents are eligible.
News: Having a baby is expensive. It is the most costly health event families are likely to experience during their childbearing years. A study published in Health Affairs by the University of Michigan found that in 2015 (latest year available), the average cost of giving birth was $4,500, even with insurance.
Not only that, if you plan to have an epidural, the anesthetist may not be covered by your insurance. And they’re “notorious” for not having a network, says Donovan. She recommends asking for it during your call as well.